Shop and build credit anywhere with the Perpay Card

The Perpay credit card is coming. Get on the waitlist.

No credit checks

Fast approvals with no credit check required

No deposits

Get up to $1,000 credit limit with no security deposit required

Start building credit

We'll help you build, monitor and grow your credit score.

What our customers are saying


This app is awesome. It lets you finance just about anything without credit. In fact, it builds your credit. My score went up 80 points in 1 year. You just set the payment and forget it.

- Jacob Ferguson


All I can say is thank you perpay for everything that you do. With your help my credit score went from 470 to 610 since this new program started. I have been a customer for 4 years almost and have been a happy customer.

- E Gonzalez


“Great! Now I can get something new and keep my credit rating increasing! Perpay has been a real blessing.”

- Luke V

Perpay helps customer grow their credit score with small easy payments

💰  Direct deposit payments help you manage your budget

✅  No credit checks required to qualify for Perpay

Be the first to know 

The Perpay Card is scheduled to launch soon! Sign up for the waitlist to keep an eye out for the updates.